GTBank SOFT LOAN/QUICK CREDIT | Pay Day Loan – Do you require a GTBank loan? Or are you looking for a GTBank loan code? Loan code GTbank/quick loan code.
GTBank, or Guaranty Trust Bank PLC, is one of Nigeria’s best multinational financial institutions and top leaders in banking services. Online/internet banking, retail, and cooperative banking, loan services, asset management services, and investment banking are among the services provided by the bank.
While the bank has continued to expand and update its service portfolio, its loan services have received a lot of attention.
GTbank has continuously evolved and expanded its loan services to meet the needs of its customers in order to provide better and more specific services.
Currently, the bank offers at least ten different customer loan options, each of which caters to a different need. This article will go over a few of these loans, their benefits, and how GTbank customers can get them.
The soft loan/quick credit and payday loan are the loan options we’ll be focusing on.
SOFT LOAN/QUICK CREDIT:
GTbank is one of the few traditional banks that offer customers soft loans. Customers who choose this option can get loans with lower interest rates and a longer payment period than usual. Customers with low income are eligible for this type of loan. Customers of Gtbank can get a soft loan through the QUICKCREDIT loan service. Quick Credit Loan from GTBank
Gtbank Quick credit provides a soft loan service that is ideal for salaried employees and self-employed business owners. The service comes with a 6- to 12-month grace period and a lower-than-average market interest rate. This service allows interested and eligible account holders to get a loan instantly and pay it back in equal monthly installments.
Borrowers can get cash on credit quickly for amounts ranging from 500000 to 5,000,000 Naira (500000 – 5,000,000), with a monthly interest rate of 1.33 percent and no hidden or subtle fees. The minimum loan amount available through this service is 10,000 naira, with a maximum loan amount of 500,000 naira for non-salaried individuals and 5,000,000 naira for salaried individuals.
Even if applicants have outstanding debts with other Remita banks, the quick credit service is designed to allow them to access its loans.
Highlight the Benefits of Quick Credit
Applicants who qualify for quick credit will have access to cash up to $5,000,000 in loan value.
Loan repayment period is extremely long (6 to 12 months).
The low 1.33 percent interest rate
Following a successful application, the loan is reinstated immediately.
There are no surprises.
A customer seeking a quick credit loan must make a minimum monthly deposit of 200,000 Naira or earn a monthly salary of at least 10,000 Naira.
He or she must also have a spotless record when it comes to cheque issues, as requests from accounts with bounced checks will be denied.
It is also necessary for the customer to have good credit and to have no or no longer have any financial obligations in his account records.
Applicants who are under the age of 18 at the time of application or who are over the age of 59 at the time of maturity will also be denied loans.
APPLYING FOR A QUICK CREDIT LOAN
Customers who are eligible can apply for a quick credit loan by dialing the GTbank loan code/quick loan code *737*51*51#.
Loan requests can also be made via any of the GTbank mobile banking platforms, including GTworld, Habari App, internet banking, and the GTbank mobile app.
IMPORTANT TERMS AND CONDITIONS RELATING TO QUICK CREDIT LOAN
The applicant must agree to pay the capital and interest in equal monthly installments over a period of 6 to 12 months.
Applicants who want to get a loan must agree to give the bank permission to debit the required monthly loan amount from their account when it’s due, or to give the payroll provider permission to debit the loan amount to be paid monthly before crediting their account.
The bank reserves the right to transfer the account of a defaulting borrower (one who has failed to meet his monthly obligations) to a third-party organization or agency to assist in the collection of any outstanding debt. In addition, if the default is caused by a loss of employment, the bank must transfer the borrower’s account to his insurance company in order to recover the debt.
GTBank SMALL BUSINESS QUICK CREDIT
Small businesses can also take advantage of quick credit services. The service is aimed at businesses that require working capital on a daily basis, with the healthcare and educational sectors showing particular interest.
Loan from GTBank
The minimum loan amount for this service is 250,000 naira, with a maximum loan amount of 10,000,000 naira, subject to terms and conditions. The requesting account, however, must have been open for at least six months to be eligible for the loan.
SMALL BUSINESS QUICK CREDIT OFFERS
This offer is only available to prequalified customers. Businesses will have access to at least 50% annual average turnover. The loan term is six months for personal use and twelve months for educational purposes. Loans are issued immediately after a successful application. To apply for a quick credit business loan, follow the same steps as for a personal quick credit loan, but instead of ‘personal,’ choose a business account.
PAYDAY LOAN from GTBank
Another loan option for salaried people is the GTbank payday loan, also known as the GTbank salary advance. This loan service provides salary earners with up to 50% of their net salary in advance.
The payday loan is based on the needs of the customer and does not require any collateral to be processed. The loan is available to employees of private and public organizations who have active bank accounts.
THE BENEFITS OF A PAYDAY LOAN
- Salary earners are offered 50% of their monthly salary upfront.
- It has a 30-day grace period for repayment.
- A minimum of 25,000 dollars for public employees and 50,000 dollars for private employees is required.
Customers can only apply for the loan if they have proof of employment or income statements.
WHERE DO I APPLY FOR A PAYDAY LOAN?
- Internet banking can be used to make a request.
- Loans can also be obtained by dialing *737*8*2#.
- You can also apply in person at any GTbank branch or by using the ATM.