Biumoney Loan Zambia – Eligibility And How To Apply

Biumoney Loan Zambia

Biumoney Loan Zambia – Are you in urgent need of cash in Zambia? Look no further than Biumoney Loan, your go-to solution for fast, reliable, and hassle-free financial assistance. Catering specifically to the needs of Zambians, our loan service is designed to help you manage unexpected expenses without any stress.

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Why choose a Biumoney Loan?

Effortless Borrowing – K500 Instantly – Imagine needing money urgently and getting it in your mobile money account the same day! With Biumoney Loan, you can borrow up to K500 without stepping out of your home. Our process is streamlined to ensure you get the financial support you need exactly when you need it.

Simple Repayment Terms – We believe in transparency and simplicity. Borrow K500 and repay just K600 within a 14-day period. No hidden fees, no complex terms. Our straightforward approach ensures you know exactly what you’re getting and when you need to repay.

No Paperwork Hassles –Forget about the endless paperwork and the long waiting lines at the bank. Biumoney Loan offers a completely paperless experience, ensuring your loan application is as smooth and fast as possible. All you need is your mobile phone!

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Apply 100% Via Mobile – Your convenience is our priority. Apply for your loan anywhere, anytime, right from your mobile device. Our 100% mobile application process means you can secure your loan on the go, without any need for physical documents or in-person visits.

Receive Funds Instantly – Speed is essential when you’re in need of urgent funds. That’s why Biumoney Loan guarantees that approved loans are disbursed to your mobile money account on the same day. Quick, convenient, and reliable, ensuring you’re never left stranded.

Transparency You Can Trust – At Biumoney, transparency is at the heart of what we do. We are committed to being your responsible lending partner, ensuring that all terms are clear and understood.

Simplifying Your Financial Needs – Discover the quickest way to access funds in Zambia with Biumoney Loan, your trusted financial partner. Our service is designed to provide you with the financial support you need, directly to your MTN or Airtel mobile wallet, all within just 5 minutes!

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Who Is Eligible?

  • Age Requirement: Must be 21 years or older.
  • Citizenship: Open exclusively to Zambia residents with a Zambian NRC.
  • Mobile Money Account: Must have an active MTN/Airtel mobile money account in your name.

How To Apply: A Step-by-Step Guide

Step 1: Sign Up

Start by signing up with your mobile money number. Click here to begin the proces. It’s crucial that the mobile number you use is registered under your National Registration Card (NRC) to ensure a smooth and secure transaction.

Step 2: Fill the Application Form

Complete our simple application form with your details. Rest assured, the information you provide is kept secure and confidential, used solely for the purpose of your loan application.

Step 3: Receive Money in Your Mobile Wallet

Upon approval, the funds are swiftly disbursed to your MTN or Airtel Mobile Wallet within just 5 minutes. We ensure that the process is quick, allowing you to access your money when you need it most.

Step 4: Repay Your Loan On Time

Repaying your loan on time is beneficial for your credit history and can enhance your eligibility for future loans, enabling you to borrow up to K 2,000 next time. Timely repayment is key to building a positive credit profile.

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Contact Information

Need assistance or have questions about Biumoney Loan Zambia? We’re here to help! We want to give you the assistance you require, whenever you require it, through our committed customer care team. Find out how to get in touch with us below.

Chat With Us

Instant support is just a message away. Connect with our customer service representatives through the following numbers for a quick response:


  • +260 770 102 170
  • +260 962 313 455
  • +260 968 997 482
  • +260 971 532 316

Feel free to reach out during our service hours, and we’ll be more than happy to assist you.

Email Us

Prefer to send an email? Drop us a message at our customer support email with your queries, and we’ll get back to you as soon as possible.

Our Customer Service Hours

Our hours of availability to help are as follows:

  • Monday-Saturday: 7:00 AM – 9:00 PM
  • Sunday: 8:00 AM – 5:00 PM

Our team is dedicated to providing timely and effective solutions to ensure your satisfaction.

Connect With Us on Social Media

Stay updated with the latest from Biumoney Loan Zambia and engage with our community through our social media platforms:

Follow us to stay informed about our latest updates, offers, and more!

Frequently Asked Questions

How Do I Apply?

Applying is simple! Just visit our website, fill in the application form with your details, and submit. Ensure your mobile money account is active as it’s crucial for the loan disbursement.

How Long Does It Take Before Money Is Received in the Client’s Mobile Money Account?

We pride ourselves on efficiency. Once your application is approved, the money is typically transferred to your mobile money account within minutes.

Why Was My Loan Application Rejected?

Loan applications might be rejected due to incomplete information, failing to meet our eligibility criteria, or previous repayment issues. Ensure all your details are correct and you meet our requirements.

How Do I Clear My Biumoney Loan Balance?

Clear your loan balance via your mobile money account. Ensure you have sufficient funds and follow the prompt payment instructions provided in your loan agreement.

What Is the Repayment Period for a Loan from Biumoney?

Our standard repayment period is flexible, typically ranging from 14 to 30 days, depending on your loan agreement.

What Is the Eligibility Criteria for Getting a Bigger Loan and Longer Repayment Period?

Eligibility for higher loan amounts and extended periods is based on your repayment history, transaction frequency, and adherence to previous loan terms.

Can I Make a Partial Payment?

Yes, partial payments are accepted. However, ensuring the total amount is paid by the due date is crucial to avoid penalties.

I Did Not Receive a Phone Verification Code, What Do I Do?

If you haven’t received your code, please check your network service or contact our support team for assistance.

Why Do We Deduct an Amount When Processing the Loan?

A minimal processing fee is deducted to cover the transaction and operational costs, ensuring we can continually provide you with quality service.

How Do I Redeem a Coupon?

If you have a coupon code, you can redeem it during the loan application process or as specified in our promotional materials.

If My NRC Was Already in Existence in Biumoney System, What Should I Do?

Contact our support team for a quick verification and update of your records to avoid any duplication or confusion.

Can I Apply on a Computer or From Another Operating System if I Don’t Have an Android Device?

Currently, our services are optimized for mobile users, but you can access our web application from any device, including a computer.

What Are the Required Documents or Collateral for a Biumoney Loan?

No collateral is required, just your NRC and proof of a mobile money account. We keep it simple and straightforward.

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